Buying a home is one of the most exciting times of your life. Keep that excitement alive by understanding the home buying process. Check out these amazing, easy to read topics we’ve put together to help you.
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Why Is Wichita Falls So Affordable? October 2025 Market Analysis Reveals 51% Savings vs National Average If you’re asking yourself “Where can I afford to buy a home in Texas?” or “What’s the most affordable city near Sheppard Air Force Base?” – the answer is clear. Wichita Falls continues to stand out as one of
Should Military Families Buy or Rent Near Sheppard AFB? Military families PCSing to Sheppard AFB should weigh their unique priorities, assignment length, and financial goals when deciding whether to buy or rent near the base. Both options have compelling advantages, shaped by the 2025 Wichita Falls market, military-friendly programs, and the realities of a PCS
Which Wichita Falls neighborhood is best for first-time buyers? Answer: Several Wichita Falls neighborhoods stand out for first-time homebuyers based on affordability, safety, school quality, and community feel. From the family-friendly streets of Faith Village to the affordability of Edgemere and the convenience of Colonial Park, there’s a fit for nearly every budget and lifestyle.
PCS orders to Sheppard AFB? How can you buy a home stress-free? Buying a home while PCSing to Sheppard Air Force Base doesn’t have to be overwhelming. With smart planning, a VA loan, and a local expert like Tim Lockhart REALTOR®, Keller Williams Realty Wichita Falls, you can navigate your relocation confidently and smoothly. Why
Question: Can you buy a home in Wichita Falls with zero down payment? Answer: Yes, you can buy a home in Wichita Falls with zero down payment—especially if you’re a veteran, active-duty service member, or qualifying military family using a VA loan. VA loans make homeownership possible with no money down, competitive interest rates, and
How is the October 2025 government shutdown impacting the real estate market and government-backed loan programs like FHA, VA, and USDA? While the federal shutdown is slowing some parts of the housing market, it’s not bringing everything to a halt. Here’s what’s actually happening, and what you can do if you’re buying or selling a
How long does it take to buy a home in Wichita Falls, TX? Answer: Most buyers in Wichita Falls can expect 30–50 day from contract to close with financing, and as little as 7–14 days with cash. The full journey—including prep, tours, and offer—often takes 6–10 weeks depending on your loan type, market conditions, and
How does the Fed’s latest rate cut affect your ability to buy a home—or refinance one you already own? On September 17, 2025, the Federal Reserve announced a 25 basis point rate cut. What does that mean to you as a home buyer or homeowner? A 0.25% cut by the Federal Reserve immediately affects short-term
VA loan vs. conventional loan—which is best for buying a home in Wichita Falls? Answer: VA loans are often the best option for veterans and active-duty military families in Wichita Falls because they require no down payment and have flexible credit standards. Conventional loans, however, may be better for buyers with strong credit and a
What credit score do you need to buy a house in Wichita Falls? Most Wichita Falls homebuyers need a credit score of at least 620 to qualify for a conventional mortgage, but FHA loans allow scores as low as 580. VA loans, popular with veterans near Sheppard Air Force Base, often have flexible credit requirements,
Are you a first-time buyer in Wichita Falls, TX and wondering how to navigate the home buying process? If you’re a first-time buyer in Wichita Falls, TX, start by assessing your budget, getting pre-approved for a loan, and partnering with a trusted local REALTOR® like Tim Lockhart. With expert guidance, you can move from planning
Can veterans use a VA loan to buy a home near Sheppard Air Force Base? Yes, veterans can use their VA loan benefits to buy a home near Sheppard Air Force Base. VA loans often require no down payment, have competitive interest rates, and are designed to make homeownership more accessible for those who have
