How does the Fed’s latest rate cut affect your ability to buy a home—or refinance one you already own? On September 17, 2025, the Federal Reserve announced a 25 basis point rate cut. What does that mean to you as a home buyer or homeowner? A 0.25% cut by the Federal Reserve immediately affects short-term
VA loan vs. conventional loan—which is best for buying a home in Wichita Falls? Answer: VA loans are often the best option for veterans and active-duty military families in Wichita Falls because they require no down payment and have flexible credit standards. Conventional loans, however, may be better for buyers with strong credit and a
When you are starting to look for a home, one of the first things you will want to do it speak with a Residential Mortgage Loan Officer and obtain pre-approval for a loan. You could start with your current bank since you already have a relationship with them or speak with a local lender. Your
